Quick Summary
Key Features
- High limits: up to $1M monthly spend, $175,000 per transaction, $750/day ATM
- Fees: 3% crypto off-ramp, 1.75% FX on non-USD, $0.30/transaction, 1% ATM withdrawal
- Prepaid card — crypto converts to local currency at load, not at checkout (no POS volatility)
- Apple Pay, Google Pay, Samsung Pay, 3D Secure, in-app freeze/unfreeze; Visa Signature benefits on physical
Main Advantages
- Free virtual card issuance
- Broad coverage — available across 7 regions
- Works with Apple Pay and Google Pay
- Both virtual and physical card options
Notable Limitations
- Terms change often — the provider's live numbers are final
The cards
Every format Zypto issues — pick the one that fits how you spend.
1Can I get this card?
Supported Countries Map — powered by our availability data.
Zypto: Reported in 82 countries across 7 regions (United Kingdom, Europe, Middle East, Africa, India, Asia-Pacific, Latin America).
Coverage reported by the provider — the exact applicant list is confirmed in-app.
2What does it cost?
Every fee we could verify for the Zypto card.
Fees verified October 13, 2026 from public web sources. Fees change often — always confirm the app's live numbers before signing up. This page is for information only, not financial advice.
| Fee | Zypto Virtual | Zypto Physical |
|---|---|---|
| Issuance fee | $0 | $0 |
| Monthly fee | $0 | $0 |
| FX fee | Varies by region — confirm in-app | Varies by region — confirm in-app |
3What do I get?
Perks, rewards and capabilities that come with the card.
| Category | Benefit |
|---|---|
| Cash access | High limits: up to $1M monthly spend, $175,000 per transaction, $750/day ATM |
| Spending & FX | Fees: 3% crypto off-ramp, 1.75% FX on non-USD, $0.30/transaction, 1% ATM withdrawal |
| Spending & FX | Prepaid card — crypto converts to local currency at load, not at checkout (no POS volatility) |
| Mobile wallets | Apple Pay, Google Pay, Samsung Pay, 3D Secure, in-app freeze/unfreeze; Visa Signature benefits on physical |
| Perks | Full super-app: 24,000+ tokens across 20 chains, DeFi swaps, bill pay in 120+ countries, MoneyGram cash-in/out in 140+ territories |
4What do they need from me?
What you will have to provide or meet to get and use the card.
| Requirement | What it means |
|---|---|
| Identity check | ID verification required — verify your identity in the app before ordering |
| Funding | You will need a way to load the card: Zypto App wallet, External wallets (MetaMask, Trust Wallet, Ledger) via External Payments, Exchanges via KuCoin Pay integration, ZYP rewards points |
| Age | You must be 18 or older to apply |
Card specs
| Feature | Zypto |
|---|---|
| Virtual card issuance | $0 |
| Monthly / annual fee | $0 |
| Card network | Visa, Mastercard |
| Card type | Virtual + Physical |
| KYC | ID verification required |
| Top-up methods | Zypto App wallet, External wallets (MetaMask, Trust Wallet, Ledger) via External Payments, Exchanges via KuCoin Pay integration, ZYP rewards points |
| Supported assets | BTC, ETH, SOL, BNB |
| Regions | United Kingdom, Europe, Middle East, Africa, India, Asia-Pacific, Latin America |
Rating breakdown
Pros & cons
Pros
- High limits: up to $1M monthly spend, $175,000 per transaction, $750/day ATM
- Fees: 3% crypto off-ramp, 1.75% FX on non-USD, $0.30/transaction, 1% ATM withdrawal
- Prepaid card — crypto converts to local currency at load, not at checkout (no POS volatility)
- Apple Pay, Google Pay, Samsung Pay, 3D Secure, in-app freeze/unfreeze; Visa Signature benefits on physical
Cons
- Availability varies by region — confirm in-app
- Fees may change — check live numbers
Frequently asked questions
How much does the Zypto virtual card cost?
The virtual card issuance fee is listed as $0. Virtual card free to set up ($10 initial load); physical Premium card $50 incl. activation and shipping. Fees change often — confirm in the app.
Which countries support Zypto?
Zypto is available in: United Kingdom, Europe, Middle East, Africa, India, Asia-Pacific, Latin America. 180+ countries for virtual cards, 150+ for physical; availability subject to jurisdictional restrictions.
Does Zypto require KYC?
ID verification is required for this platform based on our research. Requirements can vary by region — check the app for your country.
What can I top up the Zypto card with?
Supported top-up methods: Zypto App wallet, External wallets (MetaMask, Trust Wallet, Ledger) via External Payments, Exchanges via KuCoin Pay integration, ZYP rewards points.
Our verdict
Zypto scores 8.6/10 in our rating system. High-limit prepaid Visa ($1M/month, $175k per swipe) loadable from any wallet with 100+ cryptos, zero monthly fee.
Get the Zypto card
Apply directly with the provider — check current fees and availability for your country in their app.
Visit Zypto's official site →Fees verified October 13, 2026. Always confirm live numbers in-app.
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