Quick Summary
Key Features
- Self-custodial Visa prepaid card — you hold your own private keys; crypto stays in your wallet until spent
- 0% on USD purchases; ~1% FX spread on non-USD; $10,000 published daily starting limit
- USDC held in Tuyo Earn strategies keeps earning DeFi yield (~up to 11% APY, variable) until a card purchase uses it
- USD, EUR and MXN accounts with IBANs; instant fee-free P2P USDC transfers between users
Main Advantages
- Free virtual card issuance
- Works with Apple Pay and Google Pay
Notable Limitations
- Terms change often — the provider's live numbers are final
The cards
Every format Tuyo issues — pick the one that fits how you spend.
1Can I get this card?
Supported Countries Map — powered by our availability data.
Tuyo: Reported in 40 countries across 3 regions (United States, Europe, Latin America).
Coverage reported by the provider — the exact applicant list is confirmed in-app.
2What does it cost?
Every fee we could verify for the Tuyo card.
Fees verified October 13, 2026 from public web sources. Fees change often — always confirm the app's live numbers before signing up. This page is for information only, not financial advice.
| Fee | Tuyo |
|---|---|
| Issuance fee | $0 |
| Monthly fee | $0 |
| FX fee | Varies by region — confirm in-app |
3What do I get?
Perks, rewards and capabilities that come with the card.
| Category | Benefit |
|---|---|
| Mobile wallets | Self-custodial Visa prepaid card — you hold your own private keys; crypto stays in your wallet until spent |
| Spending & FX | 0% on USD purchases; ~1% FX spread on non-USD; $10,000 published daily starting limit |
| Perks | USDC held in Tuyo Earn strategies keeps earning DeFi yield (~up to 11% APY, variable) until a card purchase uses it |
| Perks | USD, EUR and MXN accounts with IBANs; instant fee-free P2P USDC transfers between users |
| Rewards | Apple Pay & Google Pay; TUYO points rewards program (TGE date unspecified) |
4What do they need from me?
What you will have to provide or meet to get and use the card.
| Requirement | What it means |
|---|---|
| Identity check | ID verification required — verify your identity in the app before ordering |
| Funding | You will need a way to load the card: USDC on Base blockchain, Third-party fiat deposits into Tuyo USD/EUR/MXN IBAN accounts |
| Age | You must be 18 or older to apply |
Card specs
| Feature | Tuyo |
|---|---|
| Virtual card issuance | $0 |
| Monthly / annual fee | $0 |
| Card network | Visa |
| Card type | Virtual |
| KYC | ID verification required |
| Top-up methods | USDC on Base blockchain, Third-party fiat deposits into Tuyo USD/EUR/MXN IBAN accounts |
| Supported assets | USDC (Base) |
| Regions | United States, Europe, Latin America |
Rating breakdown
Pros & cons
Pros
- Self-custodial Visa prepaid card — you hold your own private keys; crypto stays in your wallet until spent
- 0% on USD purchases; ~1% FX spread on non-USD; $10,000 published daily starting limit
- USDC held in Tuyo Earn strategies keeps earning DeFi yield (~up to 11% APY, variable) until a card purchase uses it
- USD, EUR and MXN accounts with IBANs; instant fee-free P2P USDC transfers between users
Cons
- Availability varies by region — confirm in-app
- Fees may change — check live numbers
Frequently asked questions
How much does the Tuyo virtual card cost?
The virtual card issuance fee is listed as $0. No issuance, monthly or annual card fee. Fees change often — confirm in the app.
Which countries support Tuyo?
Tuyo is available in: United States, Europe, Latin America. 41 countries incl. US, Spain, select EU and LATAM. UK explicitly excluded; not available in Australia.
Does Tuyo require KYC?
ID verification is required for this platform based on our research. Requirements can vary by region — check the app for your country.
What can I top up the Tuyo card with?
Supported top-up methods: USDC on Base blockchain, Third-party fiat deposits into Tuyo USD/EUR/MXN IBAN accounts.
Our verdict
Tuyo scores 7.8/10 in our rating system. Self-custodial Visa card spending USDC on Base that keeps earning DeFi yield right up to the moment of purchase.
Get the Tuyo card
Apply directly with the provider — check current fees and availability for your country in their app.
Visit Tuyo's official site →Fees verified October 13, 2026. Always confirm live numbers in-app.
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