Quick Summary
Key Features
- Spend directly from your own crypto wallet via DePay — no preloading, no custodial deposit
- Up to 10% cashback in OOB tokens (5% in USDT on select assets, 2% USDT standard)
- Tap-to-Pay NFC; accepted at 150M+ Visa merchants worldwide
- Real-time wallet-to-bank transfers (SEPA, ACH, PIX, SPEI, INSTAPAY)
Main Advantages
- 10.0% cashback on eligible spend
- Free virtual card issuance
- Broad coverage — available across 7 regions
- Works with Apple Pay and Google Pay
Notable Limitations
- Terms change often — the provider's live numbers are final
The cards
Every format Oobit issues — pick the one that fits how you spend.
1Can I get this card?
Supported Countries Map — powered by our availability data.
Oobit: Reported in 82 countries across 7 regions (United States, United Kingdom, Europe, Middle East, Africa, Asia-Pacific, Latin America).
Coverage reported by the provider — the exact applicant list is confirmed in-app.
2What does it cost?
Every fee we could verify for the Oobit card.
Fees verified October 13, 2026 from public web sources. Fees change often — always confirm the app's live numbers before signing up. This page is for information only, not financial advice.
| Fee | Oobit |
|---|---|
| Issuance fee | $0 |
| Monthly fee | $0 |
| FX fee | Varies by region — confirm in-app |
3What do I get?
Perks, rewards and capabilities that come with the card.
| Category | Benefit |
|---|---|
| Rewards | 10.0% cashback on eligible spend |
| Mobile wallets | Spend directly from your own crypto wallet via DePay — no preloading, no custodial deposit |
| Rewards | Up to 10% cashback in OOB tokens (5% in USDT on select assets, 2% USDT standard) |
| Perks | Tap-to-Pay NFC; accepted at 150M+ Visa merchants worldwide |
| Mobile wallets | Real-time wallet-to-bank transfers (SEPA, ACH, PIX, SPEI, INSTAPAY) |
| Perks | Backed by Tether; Visa Platinum with price/purchase protection perks |
4What do they need from me?
What you will have to provide or meet to get and use the card.
| Requirement | What it means |
|---|---|
| Identity check | ID verification required — verify your identity in the app before ordering |
| Funding | You will need a way to load the card: connect self-custody wallet via DePay (MetaMask, Trust Wallet, Phantom, Binance Wallet), in-app stablecoin top-up, bank transfer off-ramp via SEPA/ACH/PIX/SPEI/INSTAPAY |
| Age | You must be 18 or older to apply |
Card specs
| Feature | Oobit |
|---|---|
| Virtual card issuance | $0 |
| Monthly / annual fee | $0 |
| Card network | Visa |
| Card type | Virtual |
| KYC | ID verification required |
| Top-up methods | connect self-custody wallet via DePay (MetaMask, Trust Wallet, Phantom, Binance Wallet), in-app stablecoin top-up, bank transfer off-ramp via SEPA/ACH/PIX/SPEI/INSTAPAY |
| Supported assets | USDT, BTC, ETH, OOB |
| Regions | United States, United Kingdom, Europe, Middle East, Africa, Asia-Pacific, Latin America |
Rating breakdown
Pros & cons
Pros
- Spend directly from your own crypto wallet via DePay — no preloading, no custodial deposit
- Up to 10% cashback in OOB tokens (5% in USDT on select assets, 2% USDT standard)
- Tap-to-Pay NFC; accepted at 150M+ Visa merchants worldwide
- Real-time wallet-to-bank transfers (SEPA, ACH, PIX, SPEI, INSTAPAY)
Cons
- Availability varies by region — confirm in-app
- Fees may change — check live numbers
Frequently asked questions
How much does the Oobit virtual card cost?
The virtual card issuance fee is listed as $0. No annual or holding fees. 1% transaction fee (min $0.25) per card payment; FX up to 3% on non-USD transactions. Fees change often — confirm in the app.
Which countries support Oobit?
Oobit is available in: United States, United Kingdom, Europe, Middle East, Africa, Asia-Pacific, Latin America. 150+ countries: EEA, US, Brazil, Singapore, UAE, South Africa, Nigeria and more. Restricted: China, Russia, Iran, Syria, Cuba, Venezuela and other sanctioned regions.
Does Oobit require KYC?
ID verification is required for this platform based on our research. Requirements can vary by region — check the app for your country.
What can I top up the Oobit card with?
Supported top-up methods: connect self-custody wallet via DePay (MetaMask, Trust Wallet, Phantom, Binance Wallet), in-app stablecoin top-up, bank transfer off-ramp via SEPA/ACH/PIX/SPEI/INSTAPAY.
Our verdict
Oobit scores 8.0/10 in our rating system. Tether-backed card that spends straight from your self-custody wallet at 150M+ Visa merchants — no preloading, no custodian.
Get the Oobit card
Apply directly with the provider — check current fees and availability for your country in their app.
Visit Oobit's official site →Fees verified October 13, 2026. Always confirm live numbers in-app.
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