Quick Summary
Key Features
- Up to 2% cashback in BTC or local currency, tiered on 30-day average balance (new users get Max tier for 30 days)
- Spend from 600+ crypto/fiat balances — one purchase can auto-split across multiple assets
- No Kraken transaction or FX fees; no Kraken ATM fees (third-party ATM fees may apply); variable conversion spread on crypto spend
- Apple Pay & Google Pay; physical and virtual cards ordered in-app, managed in the Krak app
Main Advantages
- 2.0% cashback on eligible spend
- Free virtual card issuance
- Works with Apple Pay and Google Pay
- Both virtual and physical card options
Notable Limitations
- Availability limited to a small number of regions
- Terms change often — the provider's live numbers are final
The cards
Every format Krak (Kraken Card) issues — pick the one that fits how you spend.
Krak (Kraken Card) Virtual
Krak (Kraken Card) Physical
1Can I get this card?
Supported Countries Map — powered by our availability data.
Krak (Kraken Card): Reported in 28 countries across 2 regions (United Kingdom, Europe).
Coverage reported by the provider — the exact applicant list is confirmed in-app.
2What does it cost?
Every fee we could verify for the Krak (Kraken Card) card.
Fees verified October 13, 2026 from public web sources. Fees change often — always confirm the app's live numbers before signing up. This page is for information only, not financial advice.
| Fee | Krak (Kraken Card) Virtual | Krak (Kraken Card) Physical |
|---|---|---|
| Issuance fee | $0 | $0 |
| Monthly fee | $0 | $0 |
| FX fee | Varies by region — confirm in-app | Varies by region — confirm in-app |
3What do I get?
Perks, rewards and capabilities that come with the card.
| Category | Benefit |
|---|---|
| Rewards | 2.0% cashback on eligible spend |
| Rewards | Up to 2% cashback in BTC or local currency, tiered on 30-day average balance (new users get Max tier for 30 days) |
| Perks | Spend from 600+ crypto/fiat balances — one purchase can auto-split across multiple assets |
| Spending & FX | No Kraken transaction or FX fees; no Kraken ATM fees (third-party ATM fees may apply); variable conversion spread on crypto spend |
| Mobile wallets | Apple Pay & Google Pay; physical and virtual cards ordered in-app, managed in the Krak app |
| Perks | 135,000+ cards issued across UK/EEA since December 2025 |
4What do they need from me?
What you will have to provide or meet to get and use the card.
| Requirement | What it means |
|---|---|
| Identity check | ID verification required — verify your identity in the app before ordering |
| Funding | You will need a way to load the card: Transfer from Kraken/Kraken Pro/Krak balances to the Everyday spending balance |
| Age | You must be 18 or older to apply |
Card specs
| Feature | Krak (Kraken Card) |
|---|---|
| Virtual card issuance | $0 |
| Monthly / annual fee | $0 |
| Card network | Mastercard, Visa |
| Card type | Virtual + Physical |
| KYC | ID verification required |
| Top-up methods | Transfer from Kraken/Kraken Pro/Krak balances to the Everyday spending balance |
| Supported assets | 600+ crypto and fiat currencies |
| Regions | United Kingdom, Europe |
Rating breakdown
Pros & cons
Pros
- Up to 2% cashback in BTC or local currency, tiered on 30-day average balance (new users get Max tier for 30 days)
- Spend from 600+ crypto/fiat balances — one purchase can auto-split across multiple assets
- No Kraken transaction or FX fees; no Kraken ATM fees (third-party ATM fees may apply); variable conversion spread on crypto spend
- Apple Pay & Google Pay; physical and virtual cards ordered in-app, managed in the Krak app
Cons
- Availability varies by region — confirm in-app
- Fees may change — check live numbers
Frequently asked questions
How much does the Krak (Kraken Card) virtual card cost?
The virtual card issuance fee is listed as $0. Free to order; no monthly or annual fees. Fees change often — confirm in the app.
Which countries support Krak (Kraken Card)?
Krak (Kraken Card) is available in: United Kingdom, Europe. UK & EEA: Mastercard debit. US: Visa debit (available in all states except NY, ME, MA, IN). Card managed in the Krak money app.
Does Krak (Kraken Card) require KYC?
ID verification is required for this platform based on our research. Requirements can vary by region — check the app for your country.
What can I top up the Krak (Kraken Card) card with?
Supported top-up methods: Transfer from Kraken/Kraken Pro/Krak balances to the Everyday spending balance.
Our verdict
Krak (Kraken Card) scores 7.8/10 in our rating system. Spend from 600+ crypto and fiat balances in a single tap with up to 2% cashback paid in BTC.
Get the Krak (Kraken Card) card
Apply directly with the provider — check current fees and availability for your country in their app.
Visit Krak (Kraken Card)'s official site →Fees verified October 13, 2026. Always confirm live numbers in-app.
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