Quick Summary
Key Features
- Fully self-custodial: spend stablecoins directly from a user-controlled Safe smart-account wallet on Gnosis Chain
- Real-time on-chain settlement — every card transaction settles on a public blockchain
- 0% Gnosis Pay transaction fee and 0% FX markup (only Visa network rate, ~0.2-0.4%, applies)
- Gas fees on Gnosis Chain subsidized by Gnosis
Main Advantages
- 4.0% cashback on eligible spend
- Works with Apple Pay and Google Pay
- Both virtual and physical card options
Notable Limitations
- Fee and availability data are unverified — confirm in-app
- Paid issuance: €30 one-time (free during promotional periods)
- Availability limited to a small number of regions
- Terms change often — the provider's live numbers are final
The cards
Every format Gnosis Pay issues — pick the one that fits how you spend.
Gnosis Pay Virtual
Gnosis Pay Physical
1Can I get this card?
Supported Countries Map — powered by our availability data.
Gnosis Pay: Reported in 0 countries — availability data unverified.
Availability data for this platform is unverified — confirm supported countries in the app before applying.
2What does it cost?
Every fee we could verify for the Gnosis Pay card.
Fees verified October 13, 2026 from public web sources. Fees change often — always confirm the app's live numbers before signing up. This page is for information only, not financial advice.
| Fee | Gnosis Pay Virtual | Gnosis Pay Physical |
|---|---|---|
| Issuance fee | €30 one-time (free during promotional periods) | €30 one-time (free during promotional periods) |
| Monthly fee | $0 | $0 |
| FX fee | Varies by region — confirm in-app | Varies by region — confirm in-app |
3What do I get?
Perks, rewards and capabilities that come with the card.
| Category | Benefit |
|---|---|
| Rewards | 4.0% cashback on eligible spend |
| Mobile wallets | Fully self-custodial: spend stablecoins directly from a user-controlled Safe smart-account wallet on Gnosis Chain |
| Perks | Real-time on-chain settlement — every card transaction settles on a public blockchain |
| Spending & FX | 0% Gnosis Pay transaction fee and 0% FX markup (only Visa network rate, ~0.2-0.4%, applies) |
| Perks | Gas fees on Gnosis Chain subsidized by Gnosis |
| Mobile wallets | Apple Pay and Google Pay support; personal IBAN via Monerium |
4What do they need from me?
What you will have to provide or meet to get and use the card.
| Requirement | What it means |
|---|---|
| Identity check | ID verification required — verify your identity in the app before ordering |
| Funding | You will need a way to load the card: Gnosis Chain on-chain deposit to Safe wallet, SEPA bank transfer, Monerium IBAN, crypto deposit |
| Age | You must be 18 or older to apply |
| Data confidence | Our research on this platform is unverified — confirm every detail in the app |
Card specs
| Feature | Gnosis Pay |
|---|---|
| Virtual card issuance | €30 one-time (free during promotional periods) |
| Monthly / annual fee | $0 |
| Card network | Visa |
| Card type | Virtual + Physical |
| KYC | ID verification required |
| Top-up methods | Gnosis Chain on-chain deposit to Safe wallet, SEPA bank transfer, Monerium IBAN, crypto deposit |
| Supported assets | EURe, GBPe, USDCe, GNO |
| Regions | — |
Rating breakdown
Pros & cons
Pros
- Fully self-custodial: spend stablecoins directly from a user-controlled Safe smart-account wallet on Gnosis Chain
- Real-time on-chain settlement — every card transaction settles on a public blockchain
- 0% Gnosis Pay transaction fee and 0% FX markup (only Visa network rate, ~0.2-0.4%, applies)
- Gas fees on Gnosis Chain subsidized by Gnosis
Cons
- Availability varies by region — confirm in-app
- Fees may change — check live numbers
Frequently asked questions
How much does the Gnosis Pay virtual card cost?
The virtual card issuance fee is listed as €30 one-time (free during promotional periods). One-time activation fee covers the ERC-4337 Safe smart-contract wallet setup; virtual card €0; ~€30 annual Safe/wallet fee reported by reviewers. ATM: 5 withdrawals or €200/mo free, then 2%. Fees change often — confirm in the app.
Which countries support Gnosis Pay?
Gnosis Pay is available in: selected regions. EEA/EU plus select Latin American countries via Gnosis Pay S.A. UK is explicitly on the restricted list despite being a UK-registered company; US not supported. Consumer card program shutting down Dec 20, 2026 — company pivoting gnosispay.com to B2B white-label card infrastructure (partner apps like Rebind, MiniPay).
Does Gnosis Pay require KYC?
ID verification is required for this platform based on our research. Requirements can vary by region — check the app for your country.
What can I top up the Gnosis Pay card with?
Supported top-up methods: Gnosis Chain on-chain deposit to Safe wallet, SEPA bank transfer, Monerium IBAN, crypto deposit.
Our verdict
Gnosis Pay scores 6.0/10 in our rating system. The only crypto card with genuine real-time on-chain settlement — you keep the keys in a Safe smart wallet and Visa authorizes against it directly.
Get the Gnosis Pay card
Apply directly with the provider — check current fees and availability for your country in their app.
Visit Gnosis Pay's official site →Fees verified October 13, 2026. Always confirm live numbers in-app.
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